:root {
  --bg: #f6f8fb;
  --panel: #ffffff;
  --ink: #172033;
  --muted: #5c6677;
  --line: #dbe2ee;
  --brand: #194f90;
  --brand-2: #f1a43a;
  --soft: #eaf1f9;
  --max: 1160px;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

a { color: inherit; }

.site-header {
  max-width: var(--max);
  margin: 0 auto;
  padding: 28px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  color: #fff;
  background: var(--brand);
  font-weight: 800;
}

.brand small {
  display: block;
  color: var(--muted);
  font-size: 13px;
}

.nav {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  color: var(--muted);
  font-size: 15px;
}

.nav a,
.footer-links a {
  text-decoration: none;
}

.nav a:hover,
.footer-links a:hover {
  color: var(--brand);
}

.hero,
.page-hero,
.final-cta,
.content,
.site-footer {
  max-width: var(--max);
  margin: 0 auto;
  padding-left: 24px;
  padding-right: 24px;
}

.hero {
  padding-top: 86px;
  padding-bottom: 88px;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(300px, 0.9fr);
  gap: 56px;
  align-items: center;
}

.page-hero {
  padding-top: 72px;
  padding-bottom: 44px;
}

.eyebrow {
  color: var(--brand);
  text-transform: uppercase;
  letter-spacing: 0;
  font-size: 13px;
  font-weight: 800;
}

h1,
h2,
h3 {
  line-height: 1.08;
  margin: 0 0 18px;
}

h1 {
  font-size: clamp(42px, 7vw, 78px);
  max-width: 980px;
}

h2 {
  font-size: clamp(30px, 4vw, 48px);
}

h3 {
  font-size: 24px;
}

.lead {
  font-size: clamp(19px, 2.3vw, 25px);
  color: var(--muted);
  max-width: 820px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 20px;
  border-radius: 7px;
  background: var(--brand);
  color: #fff;
  text-decoration: none;
  font-weight: 800;
  margin-top: 18px;
}

.button:hover {
  background: #123d72;
}

.hero-points {
  display: grid;
  gap: 10px;
  margin: 30px 0 0;
  padding: 0;
  list-style: none;
  color: var(--muted);
  font-size: 17px;
}

.hero-points li {
  position: relative;
  padding-left: 24px;
}

.hero-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72em;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--brand-2);
}

.hero-visual {
  margin: 0;
  border-radius: 8px;
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: 0 24px 70px rgba(25, 79, 144, 0.13);
  background: var(--panel);
}

.hero-visual img {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

.hero-panel {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 28px;
  box-shadow: 0 24px 70px rgba(25, 79, 144, 0.11);
}

.hero-panel ul {
  padding-left: 20px;
  margin: 18px 0 0;
}

.band {
  background: var(--panel);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 76px 0;
}

.section-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  margin-top: 34px;
}

.card {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 26px;
}

.card a {
  color: var(--brand);
  font-weight: 800;
  text-decoration: none;
}

.content {
  padding-top: 24px;
  padding-bottom: 72px;
  max-width: 860px;
}

.content h2,
.content h3 {
  margin-top: 46px;
}

.content p,
.content li {
  color: var(--muted);
  font-size: 18px;
}

.process-list,
.offer-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 30px 0 46px;
}

.process-list div,
.offer-grid article {
  padding: 22px;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 8px;
}

.process-list strong,
.offer-grid strong {
  color: var(--brand);
}

.process-list p,
.offer-grid p {
  margin-bottom: 0;
}

.final-cta {
  margin-bottom: 72px;
  padding-top: 48px;
  padding-bottom: 52px;
  background: var(--soft);
  border-radius: 8px;
}

.site-footer {
  padding-top: 42px;
  padding-bottom: 42px;
  display: flex;
  justify-content: space-between;
  gap: 30px;
  border-top: 1px solid var(--line);
  color: var(--muted);
}

.footer-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}

@media (max-width: 820px) {
  .site-header,
  .site-footer,
  .hero {
    display: block;
  }

  .nav {
    margin-top: 22px;
  }

  .hero {
    padding-top: 48px;
  }

  .hero-panel {
    margin-top: 34px;
  }

  .hero-visual {
    margin-top: 34px;
  }

  .grid {
    grid-template-columns: 1fr;
  }

  .process-list,
  .offer-grid {
    grid-template-columns: 1fr;
  }
}